Accept Payments. Keep Business Moving.

Key Benefits

Payment processing is the system that allows a business to accept credit card, debit, contactless, digital wallet and other supported payments.

• Flexible Pricing

  Cash Discount, Dual Pricing, Surcharge or Traditional options.

• Modern Technology

  POS, mobile, online, virtual terminal and contactless.

• Fast Setup

  Get connected to the right technology quickly.

• Business Visibility

  Transactions, reporting, invoices, inventory and customer tools.

• Funding Options

  Schedules and eligible faster-transfer options vary by provider.

• Local Connection

  OPN gives you a person to work with when you need help.

Why Work With OPN?

• Understand the options
• Compare pricing & technology
• Connect with the right provider
• Local point of connection
• Support as your needs evolve

Offset eligible card-processing costs.

Build eligible card costs into the regular price and offer a discount to customers who pay with cash.

• Potentially offset eligible processing expense
• Automated pricing through compatible technology
• POS integrations
• Simple customer-facing pricing structure

Show both prices. Give customers a choice.

Present a cash price and a regular/card price so customers can choose how they want to pay.

• Clear cash/card pricing
• Automated pricing through supported technology
• POS integration
• Customer choice at checkout

Share eligible card-acceptance costs.

Add a disclosed fee to eligible credit card transactions while maintaining the regular price for other payment methods.

• Can address eligible card costs
• Supported POS and terminal technology
• Automated pricing may be available
• Built around disclosure requirements

Note: Rules, disclosure and eligibility apply.

Straightforward. Familiar. Flexible.

A conventional processing model for businesses that prefer to absorb processing costs and keep one customer-facing price.

• Interchange-plus options may improve cost visibility
• Works across many business types
• Broad POS and terminal compatibility
• Traditional customer experience

Note: Compare total cost and service — not just the advertised rate.

VizyPay

• Cash Discount — designed to offset eligible credit card processing costs.
• Dual Pricing — cash and card pricing through supported technology.
• Surcharge — disclosed fee structure for eligible credit card transactions.
• Traditional — conventional processing for businesses that prefer one customer-facing price.
• SwipeSimple — mobile acceptance with EMV and contactless capabilities, receipts, recurring payments, invoicing, QuickBooks exports, reporting and inventory visibility. Quick setup and available funding options.

Square

• Point of Sale — sell in person with an integrated POS environment.
• Online Payments — online checkout, payment links and ecommerce tools.
• Invoices — send digital invoices and collect payment remotely.
• Virtual Terminal — accept payments from a browser.
• Inventory & Customers — track products, sales and customer info.
• Hardware — Reader, Terminal, Stand, Register, Handheld and Tap to Pay options.

Global Technology. Local Connection.

You can work with established payment platforms and still have a local relationship through OPN when you need help navigating options, setup or future changes.

• We help translate payment-processing language into plain English.
• We compare pricing structures, technology and business needs.
• We can review an existing processing statement before a change.
• We connect you with the appropriate processing partner.
• We stay available as your payment needs change.

Global Technology. Local Connection.

You can work with established payment platforms and still have a local relationship through OPN when you need help navigating options, setup or future changes.

Manufacturing

Card acceptance, invoices and payment collection.

Food & Beverage

POS, tips, mobile payments and online ordering.

Retail

POS, inventory, ecommerce and customer engagement.

Contractors

Mobile payments, invoices and field collection.

Professional Services

Invoices, recurring payments and payment links.

Automotive

Countertop/mobile payments and customer management.

Hospitality

Flexible front-counter, mobile and online payments.

Growing Businesses

Scalable technology and payment options.

Put Your Payments On Point.

Whether you're evaluating fees, upgrading your POS, adding online payments or exploring Cash Discount or Dual Pricing, we'll help you understand your options.